Will I have to pay?
Yes, you will probably have to pay for your
services. An Advisor from our Fairer Charging Team will
support you to make sure you are getting all the benefits you are
entitled to, and help you claim any you are not receiving. They
will also carry out a financial assessment to decide how much you
will have to pay towards the cost of your services.
How do you work out how much I will contribute to my
Your fairer charging assessment will work out what you can
afford to pay towards the cost of your care each week.
If you have savings or investments worth more than £23,250 you
will have to pay the full cost of your care.
If you have less than £23,250 in savings or investments, we will
work out what you can afford to pay.
If you as a couple have savings or investments worth more than
£46,500 you will have to pay the full cost of your care.
If you as a couple have savings or investments worth less than
£46,500 we will work out what you can afford to pay.
If you have less than these amounts in savings and investments,
the Fairer Charging Team have to make sure you have enough money to
cover all of the following before you will pay towards the cost of
- An amount that is equal to Income Support (this is a weekly
amount of money the Government sets as the lowest level of income
that everyone should have to live on) plus 25%
- Enough income to pay for all of your housing costs including
rent (after you get housing benefit), mortgage payments, buildings
insurance (not contents) and Council Tax (before you get any
Council Tax Benefit)
- Enough income to cover any costs related to a disability you
We will look at your total income (but not your wages or any
money you get from the Independent Living Fund) and take away your
Income Support plus 25%, as well as any money you pay out.
The amount left is called your assessable income. You
will not have to pay more than your assessable income and this
could be less depending on the level of service that you get.
For example, if the Fairer Charging Team calculate that Mrs
Jones' assessable income is £30.00 per week, and the service that
she receives costs £50.00 per week, she will pay £30.00 as this is
the most that she can pay. However, if the service that she
receives costs £20.00 per week, she will pay this amount as this is
less than her assessable income.
Will I have to sell my house?
No, you will not have to sell the house you live in to pay for
any services that you receive. However, if you own any other land
or property, we will take the value of this into account.
Financial Assessment Team
Address: PO Box 16436, Birmingham, B2 2ZE
Phone: 0121 303 2156